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Mindfulness, Money Attitudes, and Credit
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- 자료유형학술지논문
- 저자명Pereira, Maria C.,Coelho, Filipe
- 학회/출판사/기관명Wiley-Blackwell
- 출판년도2019
- 언어영어
- 학술지명/학위논문주기The Journal of consumer affairs
- 발행사항Vol.53No.2[2019]_x000D_
- ISBN/ISSN0022-0078
- 소개/요약Consumer credit is a central feature of modern living, having been an important topic of research for some time. In contrast, mindfulness has only recently gained research prominence. Our study develops a model that links individuals’ mindfulness with their credit intentions/use, and that further proposes money attitudes as a mediator variable. Broad support for the model is provided by a sample of students from a Portuguese University and a second sample comprised of adult US residents. The results suggest that mindfulness might play a significant role in shaping consumers’ money attitudes and credit intentions/use. Additionally, the study suggests that the relationships of mindfulness and money attitudes with credit are only significant when credit is directed toward the purchase of non‐basic products. These results yield a number of considerations for future research and for institutions promoting financial education, which could lead to improved debt management and greater financial well‐being.
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